Stop settling for one-size-fits-all insurance coverage. We are an independent insurance agency near Sapulpa, OK, which means we work for YOU. We shop dozens of top-rated carriers to find you comprehensive protection at affordable prices. Whether you’re looking for the cheapest home, auto or business insurance, we’ll do the heavy lifting to fin you the best rates in the county.
In a world of automated chatbots and 1-800 numbers, Zoellner Insurance offers something different: real advocacy. As an independent insurance broker, we are not tied to one single insurance company. We work for you, not the carrier.
When you buy from a “captive” agent (like State Farm or Geico), they can only offer you one price – their own. If their rates go up, your only option is to leave. At Zoellner, we have access to a vast network of top-rated carriers. This means when your renewal comes up, we can re-shop your policy across the market to ensure you’re still getting the best deal in Sapulpa. We handle the comparison shopping, the paperwork, and the claims process, giving you the power of choice without the hassle. We are your neighbors, your advocates, and your long-term partners in protection.
Auto insurance provides financial protection against physical damage and bodily injury resulting from traffic collisions. It also covers liability costs if you are at fault.
What it covers:
Beyond being a legal requirement in Oklahoma, our state unfortunately has a high percentage of uninsured drivers. Comprehensive and Uninsured Motorist coverage protects you when others on the road don’t have insurance.
On average, full coverage in Sapulpa runs between $180 and $240 per month. Liability-only policies can be significantly cheaper, often ranging from $50 to $90 per month. Rates are slightly lower here than in downtown Tulsa due to lower traffic density.
Save even more with:
Multi-policy discount (bundle home + auto)
Safe driver or accident-free discounts
Good student discounts for teens
Anti-theft device or defensive driving course savings
Paid-in-full or automatic payment discounts
Whether you are commuting to Tulsa via the Turner Turnpike or driving locally in Creek County, we shop multiple carriers to find you the best rate. We help you balance state minimums with the actual coverage you need to protect your assets.
Getting a car insurance quote from Zoellner Insurance is fast and easy:
Fill in our online contact form.
Provide basic vehicle and driver information.
We compare rates from multiple top insurers to find you the best value.
Review your options and choose the coverage that fits your needs.
Get started today — your free quote is just a few minutes away!
In the meantime, use our online car insurance calculator to get a rough estimate of your potential premiums.
Homeowners insurance covers your physical house (dwelling), other structures on your property, and your personal belongings. It also provides liability protection if someone is injured on your property.
In Oklahoma, our weather is unpredictable. Between tornado season and frequent hail storms, your home is vulnerable to significant damage. A standard policy ensures you aren’t paying out of pocket for roof replacements or structural repairs caused by Green Country weather events.
Have ready:
Property address and age of home
Construction type and roof material
Safety features (smoke alarms, security system, etc.)
Current insurance provider and coverage limits
We’ll handle the rest — providing you with personalized quotes from trusted insurers who know Oklahoma’s weather and housing market.
Home insurance rates in Creek County generally range from $2,400 to $4,800 per year ($200–$400/month). This is higher than the national average due to Oklahoma’s frequent wind and hail claims. Your specific rate depends heavily on the age of your roof and your credit score.
Many Oklahomans save 20% or more when they bundle home and car insurance. At Zoellner Insurance, we make it easy to:
Combine auto and home insurance with one carrier.
Qualify for multi-policy discounts.
Manage both policies with one local agent.
Whether you’re looking for the best home and car insurance companies or just want to compare home and auto insurance bundles, we’ll find the best fit for your needs and budget.
Coverage for your personal property (furniture, electronics, clothes) within a rented unit, plus personal liability protection.
What It Covers:
Many renters in Sapulpa mistakenly believe their landlord’s insurance covers their stuff – it doesn’t. Landlord insurance covers the building; renters insurance covers you.
It is extremely affordable, typically costing $15 to $25 per month ($180–$300 per year) for substantial coverage.
Life insurance provides financial security for your loved ones if you pass away unexpectedly. Whether you’re just starting a family, buying a home, or planning for retirement, Zoellner Insurance can help you protect the people who depend on you most.
Term Life Insurance – Affordable protection for 10, 20, or 30 years.
Whole Life Insurance – Lifetime coverage with guaranteed cash value growth.
Universal Life Insurance – Flexible protection that adapts as your needs change.
Pay off debts or mortgage
Replace lost income
Fund children’s education
Cover final expenses
Leave a lasting legacy
Mobile home insurance (also known as manufactured home insurance) provides essential protection for owners of mobile or modular homes. In Broken Arrow, where high winds and severe weather are common, this coverage is crucial.
Dwelling Coverage – Repairs or replaces your mobile home after covered damage.
Personal Property – Covers belongings like appliances, furniture, and electronics.
Liability Coverage – Protects against claims if someone is injured on your property.
Additional Living Expenses – Covers temporary housing during repairs.
Mobile homes are more vulnerable to storms, hail, and tornadoes — frequent in northeastern Oklahoma. Zoellner Insurance offers affordable mobile home insurance quotes from leading carriers to protect your home and family.
Provide your home’s make, model, year, and location, and we’ll compare policies from top insurers to find cheap mobile home insurance with the protection you need.
A broad category covering General Liability, Commercial Property, Workers’ Compensation, and Professional Liability tailored to business owners.
One lawsuit or a single fire can bankrupt a small business. Whether you own a retail shop on Main Street or a contracting business serving the Tulsa metro, you need to protect your revenue and reputation.
Costs vary wildly by industry. A small retail shop might pay $600–$1,200 per year for a Business Owners Policy (BOP). Contractors or high-risk trades may see rates from $2,000 to $5,000+ per year depending on revenue and payroll size.
At Zoellner Insurance, we go beyond the basics to provide complete protection for your lifestyle:
Motorcycle Insurance – Ride with confidence and protection for theft, damage, and liability.
Boat & Watercraft Insurance – Covers your boat, trailer, and gear on or off the water.
Pet Insurance – Helps pay vet bills for illness, accidents, and preventive care.
Ask us about discounts when you bundle your motorcycle, boat, or pet insurance with your home or auto policies.
Protect what matters most — for less. Whether you need car insurance quotes, home insurance, mobile home insurance, or business insurance coverage, Zoellner Insurance is your local, trusted insurance agent in Broken Arrow & the state of Oklahoma.
This site serves residents of the AAA Club Alliance service area which includes Greater Hartford, CT Area, Cincinnati Tri-State Area, Miami County, OH, Greater Dayton, OH Area, Northwest Ohio, AAA Blue Grass & Bluefield Regions, Southern West Virginia, Kansas, Oklahoma, South Dakota, Delaware, Maryland, Washington DC, and parts of Virginia, Pennsylvania, and New Jersey. Write Us: AAA Club Alliance, One River Place, Wilmington, DE 19801
Key Takeaways The cheapest auto insurance in Tulsa typically comes from combining multiple discounts – such as bundling policies, maintaining a clean driving record, and
Key Takeaways To file a car insurance claim in Oklahoma, you should: Report the accident to your insurance company ASAP Provide details about the incident
Key Takeaways If you are involved in a car accident in Oklahoma, the most important steps are to: check for injuries move to a safe
Key Takeaways: Teenage driving insurance is typically much more expensive than standard car insurance in Tulsa and Oklahoma because teen drivers have higher accident rates
Key Takeaways Homeowners insurance in Oklahoma typically covers damage to your home, personal belongings, liability claims, and temporary living expenses after a covered disaster. Most
Key Takeaways The cheapest homeowners insurance for seniors in Tulsa typically ranges from $1,600 to $3,200 per year, depending on home value, roof age, wind
