Motorcycle Insurance in Oklahoma
Hit the road with confidence knowing your bike — and your freedom — are fully protected.
At Zoellner Insurance Agency, we offer affordable, customized motorcycle insurance in Oklahoma, designed for riders who value both protection and independence.
Whether you ride a cruiser, sport bike, touring bike, or trike, our independent agency compares multiple carriers to find the best combination of coverage, service, and price.
What Does Motorcycle Insurance Cover?
A motorcycle insurance policy protects you, your passengers, and your bike from the unexpected — on and off the road.
Typical coverage includes:
Liability Coverage – Covers bodily injury and property damage you cause to others.
Medical Payments – Helps cover medical expenses for you or your passenger after an accident.
Collision Coverage – Pays to repair or replace your motorcycle after a crash.
Comprehensive Coverage – Protects against theft, vandalism, fire, or storm damage.
Uninsured/Underinsured Motorist – Covers you if another driver doesn’t have enough insurance.
Zoellner Insurance helps Oklahoma bikers customize their policy to include the right balance of protection and affordability.
Why Choose Zoellner Insurance for Your Motorcycle Insurance in Tulsa, OK?
When you ride with Zoellner Insurance, you’re backed by experts who understand both motorcycles and Oklahoma roads.
We're Independent Brokers
We shop multiple carriers to secure you the best rates
Local Expertise
We understand Oklahoma’s unique riding seasons and risks.
Flexible Coverage
Choose from liability-only or full coverage with accessories & gear protection.
WE ARE PROUD TO PARTNER WITH THESE CARRIERS:
Motorcycle Insurance Discounts
Get rewarded for safe riding and smart coverage choices. Discounts may include:
- Multi-policy savings (bundle with auto or home)
- Safe rider or claims-free history
- Anti-lock brake or safety gear discounts
- Completion of motorcycle safety courses
- Paperless and pay-in-full options
Ask Zoellner Insurance about discounts you qualify for — our agents love helping you save on your motorcycle insurance!
FAQs
Everything You Need to Know About Motorcycle Insurance
Yes. Oklahoma law requires all riders to carry at least liability insurance to cover injury or property damage caused to others. Minimum limits are $25,000 per person, $50,000 per accident, and $25,000 for property damage (25/50/25).
The average cost of motorcycle insurance in Oklahoma is around $400–$800 per year, depending on your bike type, coverage, location, and driving history. We compare top carriers to find the most competitive rate for your situation.
Yes, most full coverage policies include medical payments coverage for passengers. Our agents can ensure your policy includes protection for both you and your riders.
Absolutely. Bundling your motorcycle policy with auto or home insurance through Zoellner Insurance can save you up to 20% and simplify your renewals.
Yes — optional accessory coverage can protect your helmet, riding gear, saddlebags, and upgrades. We’ll help you tailor your policy to match your bike’s true value.
Get a Motorcycle Insurance Quote in Oklahoma
Whether you’re commuting daily or riding for fun, your bike deserves the best protection. Contact Zoellner Insurance Agency today to compare quotes and ride confidently with coverage designed for Oklahoma riders.
This site serves residents of the AAA Club Alliance service area which includes Greater Hartford, CT Area, Cincinnati Tri-State Area, Miami County, OH, Greater Dayton, OH Area, Northwest Ohio, AAA Blue Grass & Bluefield Regions, Southern West Virginia, Kansas, Oklahoma, South Dakota, Delaware, Maryland, Washington DC, and parts of Virginia, Pennsylvania, and New Jersey. Write Us: AAA Club Alliance, One River Place, Wilmington, DE 19801