Your local independent insurance agency in Tulsa, OK, protecting families, individuals and businesses in Jenks with customized policies.
We know you have options when it comes to insurance, but there is a reason your neighbors in Tulsa choose Zoellner Insurance. We aren’t a faceless 1-800 number, we are a Tulsa-based agency located nearby at E 51st Street.
Here’s what sets us apart:
We Shop Multiple Carriers: We don’t work for the insurance companies – we work for YOU. We check rates from top-rated carriers to find you the best coverage at the lowest price.
Whether you’re commuting into Tulsa via Creek Turnpike or have a new student driver in the family, you need reliable car insurance that doesn’t break the bank. Oklahoma roads can be unpredictable, so having the right liability and coverage against uninsured motorists is a must.
Oklahoma as a state requires “25/50/25″ liability coverage” $25000 for bodily injury per person, $50000 per accident and $25000 for accidents. property damage. However, sometimes we’ll recommend higher limits to fully protect you and your vehicle on busy roads like Highway 75.
Yes, you’ll be surprised at how many uninsured drivers are driving around Oklahoma towns like Jenks. If you are hit by someone without insurance in Jenks or Tulsa, this coverage pays for your medical bills. We see it as one of the most important protections you can buy.
Insurance carriers can use your credit score to help set your rates. At Zoellner Insurance, we compare rates from multiple carriers to help you get cheap car insurance quotes that still protect you fully.
We make it easy — simply tell us about your vehicle and driving history, and we’ll compare multiple quotes instantly.
Getting a car insurance quote from Zoellner Insurance is fast and easy:
Fill in our online contact form.
Provide basic vehicle and driver information.
We compare rates from multiple top insurers to find you the best value.
Review your options and choose the coverage that fits your needs.
Get started today — your free quote is just a few minutes away!
In the meantime, use our online car insurance calculator to get a rough estimate of your potential premiums.
From historic homes near Main Street to new construction in South Jenks, your home is your biggest investment. In Oklahoma, that means protecting it against our unique weather patterns, which include hail, wind and tornadoes.
Our homeowners insurance policies insure you cover all your bases to keep your greatest asset safe no matter what.
Standard home insurance policies include:
Dwelling coverage – repairs or rebuilds your home after damage
Personal property coverage – furniture, clothing, electronics
Liability protection – covers injuries on your property
Additional living expenses – if your home becomes uninhabitable
Our local agents will walk you through every detail — including optional protection for floods or earthquakes.
Yes, standard homeowners policies cover “wind and hail,” which includes tornado damage. However, you should check your deductible. Many Oklahoma policies have a separate (often higher) deductible specifically for wind and hail damage. We can review your policy to ensure you aren’t surprised by out-of-pocket costs.
It depends on your location. While standard home insurance does not cover flood damage, Jenks’ proximity to the Arkansas River makes this a valid concern for some neighborhoods. We can check the FEMA flood maps for your specific address and help you add a flood policy if necessary.
Bundling your home and auto insurance is the fastest way to save. Additionally, updating your roof to impact-resistant shingles or installing a security system can often trigger discounts.
Have ready:
Property address and age of home
Construction type and roof material
Safety features (smoke alarms, security system, etc.)
Current insurance provider and coverage limits
We’ll handle the rest — providing you with personalized quotes from trusted insurers who know Oklahoma’s weather and housing market.
Protecting your family’s future is the most important coverage of all. Whether you need a Term policy to cover the mortgage or Whole Life for long-term estate planning, we make the process simple and compassionate.
Term Life Insurance – Affordable protection for 10, 20, or 30 years.
Whole Life Insurance – Lifetime coverage with guaranteed cash value growth.
Universal Life Insurance – Flexible protection that adapts as your needs change.
Pay off debts or mortgage
Replace lost income
Fund children’s education
Cover final expenses
Leave a lasting legacy
A general rule of thumb is 10-12 times your annual income, but it depends on your debts and goals. We can help you calculate exactly how much is needed to pay off the house and ensure your kids’ college tuition is covered.
Not always. There are “simplified issue” policies available that do not require a medical exam, though they may have slightly higher premiums. We can walk you through the options that fit your health and budget.
Mobile and manufactured homes have different coverage requirements than site-built homes. Whether your home is on private land or within a park community, we offer specialized mobile home insurance that cover your dwelling, personal belongings, and liability.
Dwelling Coverage – Repairs or replaces your mobile home after covered damage.
Personal Property – Covers belongings like appliances, furniture, and electronics.
Liability Coverage – Protects against claims if someone is injured on your property.
Additional Living Expenses – Covers temporary housing during repairs.
It can vary. Because mobile homes can be more susceptible to wind damage, rates reflect that risk. However, Zoellner Insurance compares quotes from carriers that specialize in manufactured housing to keep your costs competitive.
Provide your home’s make, model, year, and location, and we’ll compare policies from top insurers to find cheap mobile home insurance with the protection you need.
Jenks is known for its thriving small business community, from the Antique District to new office spaces. Zoellner Insurance helps local business owners protect their livelihood with General Liability, Workers’ Comp, and Commercial Property insurance.
General Liability Insurance – Covers bodily injury or property damage to others.
Commercial Property Insurance – Protects your building, tools, and inventory.
Workers’ Compensation – Covers employee injuries or illnesses.
Commercial Auto Insurance – Protects business-owned vehicles.
Professional Liability (E&O) – For service-based businesses (consultants, agents, contractors).
Business Interruption Coverage – Replaces lost income during shutdowns caused by a covered event.
Cyber Liability Insurance – Covers data breaches and online risks.
We understand that a contractor faces different risks than a coffee shop. We provide specialized coverage for a wide range of Jenks businesses including:
Operating without business insurance can cost you your business. The right policy is an investment, not just a monthly expense.
Financial Protection: Shield your assets from costly lawsuits, property damage, or theft.
Business Continuity: If a fire or storm forces you to close temporarily, “Business Interruption” coverage can help pay your bills and payroll until you reopen.
Credibility: Clients are more likely to trust and hire a business that is fully insured and bonded.
Legal Compliance: Stay on the right side of Oklahoma laws regarding Workers’ Compensation and commercial auto standards.
Employee Retention: Protecting your team with Workers’ Comp shows you value their safety and well-being.
In Oklahoma, Workers’ Compensation is generally mandatory if you have employees. It protects you from lawsuits if an employee gets hurt on the job. We can find affordable solutions for small teams.
To get your commercial insurance quote, provide:
Business name, type, and annual revenue
Number of employees and vehicles
Description of operations and property owned
We’ll shop top carriers to find affordable business insurance tailored to your needs.
At Zoellner Insurance, we go beyond the basics to provide complete protection for your lifestyle:
Motorcycle Insurance – Ride with confidence and protection for theft, damage, and liability.
Boat & Watercraft Insurance – Covers your boat, trailer, and gear on or off the water.
Pet Insurance – Helps pay vet bills for illness, accidents, and preventive care.
Ask us about discounts when you bundle your motorcycle, boat, or pet insurance with your home or auto policies.
Don’t settle for a one-size-fits-all policy. Let Zoellner Insurance shop the market for you. We’re your local, trusted insurance agent in Jenks & the state of Oklahoma.
This site serves residents of the AAA Club Alliance service area which includes Greater Hartford, CT Area, Cincinnati Tri-State Area, Miami County, OH, Greater Dayton, OH Area, Northwest Ohio, AAA Blue Grass & Bluefield Regions, Southern West Virginia, Kansas, Oklahoma, South Dakota, Delaware, Maryland, Washington DC, and parts of Virginia, Pennsylvania, and New Jersey. Write Us: AAA Club Alliance, One River Place, Wilmington, DE 19801
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