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Insurance Agency in Jenks, OK

Local Insurance You Can Trust, Serving Our Neighbors in Jenks

Your local independent insurance agency in Tulsa, OK, protecting families, individuals and businesses in Jenks with customized policies. 

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Why Choose Zoellner Insurance As Your Independent Insurance Agent in Jenks, OK?

We know you have options when it comes to insurance, but there is a reason your neighbors in Tulsa choose Zoellner Insurance. We aren’t a faceless 1-800 number, we are a Tulsa-based agency located nearby at E 51st Street. 

Here’s what sets us apart:

  • We Shop Multiple Carriers: We don’t work for the insurance companies – we work for YOU. We check rates from top-rated carriers to find you the best coverage at the lowest price. 

  • Personalized Services: From the Antique District to Riverwalk, we understand the specific risks Jenks residents face. 
  • Big Savings: We specialize in bundling policies to unlock deep discounts. 
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Auto Insurance in Jenks, OK

What Is Auto Insurance and Why Do You Need It?

Whether you’re commuting into Tulsa via Creek Turnpike or have a new student driver in the family, you need reliable car insurance that doesn’t break the bank. Oklahoma roads can be unpredictable, so having the right liability and coverage against uninsured motorists is a must. 

What Are The Minimum Auto Insurance Requirements in Jenks, Oklahoma?

Oklahoma as a state requires “25/50/25″ liability coverage” $25000 for bodily injury per person, $50000 per accident and $25000 for accidents. property damage. However, sometimes we’ll recommend higher limits to fully protect you and your vehicle on busy roads like Highway 75. 

Do I Really Need Uninsured Motorist Coverage?

Yes, you’ll be surprised at how many uninsured drivers are driving around Oklahoma towns like Jenks. If you are hit by someone without insurance in Jenks or Tulsa, this coverage pays for your medical bills. We see it as one of the most important protections you can buy. 

Does my Credit Score Affect My Car Insurance Quote?

Insurance carriers can use your credit score to help set your rates. At Zoellner Insurance, we compare rates from multiple carriers to help you get cheap car insurance quotes that still protect you fully.

We make it easy — simply tell us about your vehicle and driving history, and we’ll compare multiple quotes instantly.

How to Get an Auto Insurance Quote in Jenks

Getting a car insurance quote from Zoellner Insurance is fast and easy:

  1. Fill in our online contact form.

  2. Provide basic vehicle and driver information.

  3. We compare rates from multiple top insurers to find you the best value.

  4. Review your options and choose the coverage that fits your needs.

Get started today — your free quote is just a few minutes away!

In the meantime, use our online car insurance calculator to get a rough estimate of your potential premiums. 

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Homeowners Insurance in Jenks, OK

What Is Home Insurance and Why You Need It

From historic homes near Main Street to new construction in South Jenks, your home is your biggest investment. In Oklahoma, that means protecting it against our unique weather patterns, which include hail, wind and tornadoes. 

Our homeowners insurance policies insure you cover all your bases to keep your greatest asset safe no matter what.

What Does Homeowners Insurance Cover?

Standard home insurance policies include:

  • Dwelling coverage – repairs or rebuilds your home after damage

  • Personal property coverage – furniture, clothing, electronics

  • Liability protection – covers injuries on your property

  • Additional living expenses – if your home becomes uninhabitable

Our local agents will walk you through every detail — including optional protection for floods or earthquakes.

Does Home Insurance Cover Tornado Damage?

Yes, standard homeowners policies cover “wind and hail,” which includes tornado damage. However, you should check your deductible. Many Oklahoma policies have a separate (often higher) deductible specifically for wind and hail damage. We can review your policy to ensure you aren’t surprised by out-of-pocket costs.

Does I Need Flood Cover in Jenks?

It depends on your location. While standard home insurance does not cover flood damage, Jenks’ proximity to the Arkansas River makes this a valid concern for some neighborhoods. We can check the FEMA flood maps for your specific address and help you add a flood policy if necessary.

How Do I Get Cheaper Home Insurance in Jenks?

Bundling your home and auto insurance is the fastest way to save. Additionally, updating your roof to impact-resistant shingles or installing a security system can often trigger discounts.

What You’ll Need to Get a Homeowners Quote

Have ready:

  • Property address and age of home

  • Construction type and roof material

  • Safety features (smoke alarms, security system, etc.)

  • Current insurance provider and coverage limits

We’ll handle the rest — providing you with personalized quotes from trusted insurers who know Oklahoma’s weather and housing market.

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Life Insurance in Jenks, OK

What Is Life Insurance and Why It Matters

Protecting your family’s future is the most important coverage of all. Whether you need a Term policy to cover the mortgage or Whole Life for long-term estate planning, we make the process simple and compassionate.

Types of Life Insurance We Offer

  • Term Life Insurance – Affordable protection for 10, 20, or 30 years.

  • Whole Life Insurance – Lifetime coverage with guaranteed cash value growth.

  • Universal Life Insurance – Flexible protection that adapts as your needs change.

Benefits of Life Insurance

  • Pay off debts or mortgage

  • Replace lost income

  • Fund children’s education

  • Cover final expenses

  • Leave a lasting legacy

How Much Life Insurance Do I Need?

A general rule of thumb is 10-12 times your annual income, but it depends on your debts and goals. We can help you calculate exactly how much is needed to pay off the house and ensure your kids’ college tuition is covered.

Do I Need A Medical Exam To Get Life Insurance?

Not always. There are “simplified issue” policies available that do not require a medical exam, though they may have slightly higher premiums. We can walk you through the options that fit your health and budget.

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Mobile Home Insurance in Jenks, OK

What is Mobile Home Insurance?

Mobile and manufactured homes have different coverage requirements than site-built homes. Whether your home is on private land or within a park community, we offer specialized mobile home insurance that cover your dwelling, personal belongings, and liability.

What It Covers

  • Dwelling Coverage – Repairs or replaces your mobile home after covered damage.

  • Personal Property – Covers belongings like appliances, furniture, and electronics.

  • Liability Coverage – Protects against claims if someone is injured on your property.

  • Additional Living Expenses – Covers temporary housing during repairs.

Why is Mobile Home Insurance More Expensive Than Home Insurance?

It can vary. Because mobile homes can be more susceptible to wind damage, rates reflect that risk. However, Zoellner Insurance compares quotes from carriers that specialize in manufactured housing to keep your costs competitive.

Learn more about mobile home insurance here.

Compare Mobile Home Insurance Quotes

Provide your home’s make, model, year, and location, and we’ll compare policies from top insurers to find cheap mobile home insurance with the protection you need.

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Business Insurance in Jenks, OK

Protecting Your Oklahoma Business

Jenks is known for its thriving small business community, from the Antique District to new office spaces. Zoellner Insurance helps local business owners protect their livelihood with General Liability, Workers’ Comp, and Commercial Property insurance.

What Business Insurance Covers

  • General Liability Insurance – Covers bodily injury or property damage to others.

  • Commercial Property Insurance – Protects your building, tools, and inventory.

  • Workers’ Compensation – Covers employee injuries or illnesses.

  • Commercial Auto Insurance – Protects business-owned vehicles.

  • Professional Liability (E&O) – For service-based businesses (consultants, agents, contractors).

  • Business Interruption Coverage – Replaces lost income during shutdowns caused by a covered event.

  • Cyber Liability Insurance – Covers data breaches and online risks.

Industries We Serve in Jenks

We understand that a contractor faces different risks than a coffee shop. We provide specialized coverage for a wide range of Jenks businesses including: 

  • Retail & Antique Shops
  • Restaurants and Hospitality 
  • Construction & Contractors 
  • Professional Services (Errors & Omissions) 
  • Auto Services & Repair
Benefits of Business Insurance

Operating without business insurance can cost you your business. The right policy is an investment, not just a monthly expense. 

  • Financial Protection: Shield your assets from costly lawsuits, property damage, or theft.

  • Business Continuity: If a fire or storm forces you to close temporarily, “Business Interruption” coverage can help pay your bills and payroll until you reopen.

  • Credibility: Clients are more likely to trust and hire a business that is fully insured and bonded.

  • Legal Compliance: Stay on the right side of Oklahoma laws regarding Workers’ Compensation and commercial auto standards.

  • Employee Retention: Protecting your team with Workers’ Comp shows you value their safety and well-being.

Do I Need Workers Comp If I Only Have A Few Employees?

In Oklahoma, Workers’ Compensation is generally mandatory if you have employees. It protects you from lawsuits if an employee gets hurt on the job. We can find affordable solutions for small teams.

How To Compare Business Insurance Quotes

To get your commercial insurance quote, provide:

  • Business name, type, and annual revenue

  • Number of employees and vehicles

  • Description of operations and property owned

We’ll shop top carriers to find affordable business insurance tailored to your needs.

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Additional Coverage Options

At Zoellner Insurance, we go beyond the basics to provide complete protection for your lifestyle:

Ask us about discounts when you bundle your motorcycle, boat, or pet insurance with your home or auto policies.

Get The Best Insurance Quotes in Jenks, OK

Don’t settle for a one-size-fits-all policy. Let Zoellner Insurance shop the market for you. We’re your local, trusted insurance agent in Jenks & the state of Oklahoma.

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